Property movesfast here.
Your mortgage should too.
A new mortgage experience for people buying, investing and refinancing property across the UAE. Select your emirate or scroll down to get started.
Select an emirate
Why Lockhart Murphy AE
Not just another
UAE brokerage.
Property expertise, not just mortgages
We understand Dubai and UAE real estate — the districts, the developers, the off-plan dynamics and the investment logic. That context shapes better mortgage decisions, not just cheaper rates.
Real UAE market experience
Years of advising UAE-based clients on UK property means we understand how UAE income structures, free-zone setups and lender expectations actually work — not in theory.
UK professional standards, UAE property
The same judgement, diligence and client care you'd expect from a UK-regulated firm — applied to a Dubai apartment or Abu Dhabi investment rather than a London flat.
Access to a broad lender panel
We search the full market — banks, specialist lenders and private finance — to find the best available terms for each client. No single-lender bias, no shortcuts.
Lockhart Murphy / AE
Tell AE what
you're looking for.
Eight quick questions. No application, no credit check — just a clearer picture of your situation so we can help you properly.
01 / 09
WHERE ARE YOU BUYING?

Also buying in the UK?
Same standards.
Different market.
Whether the property is in Dubai or London, you get the same Lockhart Murphy approach — thorough, experienced and on your side. Our Middle East Desk works with UAE-based clients on UK property every day.