Your local, experienced London based mortgage advisor…

…here to tell you the Best Mortgage Rates and Deals.

receive expert mortgage advice and take the stress out of securing your next mortgage, today.

Get a decision in principle in just 24 hours!

Don’t miss out on the current lowest rates & huge potential savings!

*Your data is safe and secure with us. It is only used to talk to you about your property situation. It is NOT sold to any 3rd parties or used for email marketing.

With over 10 years of industry experience in London, here at Lockhart Murphy, we know how to help find the best deal for you!

The Process is Simple

Fill in our super simple form

Fill in our simple 15 second form and get started

Our expert team will contact you

We will be in touch with tailored, no-obligation mortgage advice to give you all of the help you need

Sit back and let us do the work

Take it easy while we do all the work for you and compare thousands of deals.
Let’s get that home sorted!

Some Frequently Asked Questions from our prospects…

  • Obtaining mortgage advice in London is crucial due to the dynamic and competitive property market in the city. Our expert advisors have in-depth knowledge of the London property landscape, helping you navigate through various options and find the most suitable deal that aligns with your specific needs and aspirations.

  • Applying for a mortgage in London is a straightforward process with our assistance. Simply get in touch with our team, and one of our experienced advisors specialised in London properties will guide you through the application. They will help you gather the necessary documents and present your application to lenders familiar with the London market.

  • Absolutely! Whether you're a first-time buyer or considering remortgaging in London, our advisors are well-versed in the intricacies of the London property market. We can provide valuable insights and guidance tailored to your situation in this dynamic city.

  • The documentation required for a mortgage application in London is similar to other areas and may include proof of identity, proof of income (such as payslips or tax returns for the self-employed), bank statements, and details of outstanding debts or financial commitments. Our advisors will provide you with a comprehensive checklist tailored to your situation in London.

Homeowners across London trust Lockhart Murphy

“Such a wonderful experience! As first time buyers, we had contacted a few brokers before coming across Lockhart Murphy. So glad we did! We purchased using Help to Buy and Yaz was very patient and supportive - explaining the process to us and helping us fill out the forms.

He got us an excellent rate and gave helpful advice too. The service was reliable, efficient and professional. It made an otherwise stressful time so much easier.
Would definitely recommend!” - Sophia

“Yaz is an extremely knowledgable, very professional but also friendly person. He helped me through my entire house purchase and dealt with everything in a rateable manner.

He took the stress off my head and filled in all the paper work on my behalf which he didn't really have to but that was obviously very helpful. All in all,

I received excellent service and would highly recommend him and his team for impressive financial services.” - Panzani

“Recently, Yaz assisted with the lengthy process of changing over my existing mortgages to accommodate a buy to let, as well as the addition of a new mortgage for a property we wanted to make our family home.

He went above and beyond to ensure we received the best value mortgage we could, and even with significant rate increases whilst we were in the process of arranging contracts- Yaz would ensure we had a new offer, with the latest & lowest percentage the next day, without hindering the process.” - Charles

want to see more reviews? Check out our 60+ google reviews.

What’s next?

1. Fill in our form and tell us about you.

2. We will take a look and get in touch with you.

3. If you are happy to proceed, we will handle it all while you rest-easy, you are in safe hands!

Please Note:

We take on a limited number of clients at any one time to ensure that our clients receive exceptional service and only the best rates.

If you’re serious about kick starting your mortgage process and receiving top quality and completely free initial mortgage advice, fill out our form above.

More Frequently Asked Questions from our prospects…

  • Choosing our mortgage brokerage for London properties means gaining access to a vast network of lenders, including those with a focus on the London market. Our advisors understand the nuances of London real estate, and our independence allows us to compare multiple mortgage products from various lenders, ensuring you have the best options available.

  • The mortgage application process for London properties typically takes a few weeks from start to finish. However, the timeline can vary depending on the lender, your specific situation, and any potential complexities associated with London real estate. Throughout the process, our advisors will keep you informed, providing updates and guidance until the application is successfully completed for your London property.

  • Yes, our experienced advisors in London have worked with clients who have bad credit histories. We have access to specialist lenders familiar with the London market and are willing to consider individuals with less-than-perfect credit. We will work diligently to find mortgage options suited to your credit circumstances in London.

  • At Lockhart Murphy, we operate on a fee-based compensation model for our London services. Our clients typically pay a fee of £495 for our expert mortgage brokerage services. This fee covers the personalised advice, mortgage comparison, application assistance, and ongoing support we provide throughout the mortgage process. We believe in transparency, and by charging a fee, we ensure that our clients receive unbiased advice and access to a wide range of mortgage options from various lenders specialising in the London market. Rest assured, there are no hidden costs or surprises, and our priority is always to find the best mortgage solutions tailored to your needs in the dynamic and competitive London property market.

Our Team Of Experts

Lockhart Murphy Was Born From A Noticeably Overwhelming Number Of Clients Being Provided Satisfactory Advice But With No Forward Financial Planning Strategy.

Our Aim Is To Deliver Efficient, Market Leading And Straight To The Point Advice.

Our Professional Consultants Provide A Quality Face To Face And Personal Service, With No Question Too Small Or Task Too Big.

We Develop A Deep-Rooted Understanding Of Each Client’s Requirements And Aspirations In Order To Charter Their Financial Journey To Freedom.

Lockhart Murphy Ltd Is An Appointed Representative Of Quilter Financial Services Limited, Which Is Authorised And Regulated By The Financial Conduct Authority.

Your Home Or Property May Be Repossessed If You Do Not Keep Up Repayments On Your Mortgage.

Land And Real Estate Are Amongst The Best Things Money Can Buy.

We Are Committed To Providing Each And Every Client With The Best Advice Possible, Whatever The Circumstances and this advice is always free.

If you choose to finalise your mortgage via our advisor, there may be a service fee payable on completion. We will provide you with full details of any applicable fees before you commit to using our services. Rest assured that we will always strive to save you money on your new mortgage, if we can't, you won't be charged for our services, that’s a Guarantee.