Expert Guides
Mortgage guides, written by advisers.
Our guides are written and reviewed by qualified, FCA-regulated mortgage advisers — not content agencies. Each one is designed to give you a clear picture of how a specific type of mortgage works and what to expect from the process.
First-time buyers
First-time buyer mortgage guide
Everything you need to know — deposits, government schemes, the application process and how to avoid the most common mistakes.
Self-employed
Self-employed mortgage guide
How lenders assess self-employed income, what documents you need and how to structure your application for the best result.
Buy to let
Buy-to-let mortgage guide
Rental yield, stress tests, limited company vs personal name, Section 24 and what portfolio landlords need to know.
Sport finance
Football player mortgage guide
Why short contracts, image rights and high-value property create challenges — and how specialist lenders approach them.
Remortgaging
Remortgage guide 2026
When to remortgage, product transfer vs. switching lender, early repayment charges and how to time your move to avoid the Standard Variable Rate.