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Specialist Finance

For finance that doesn't fit a standard mortgage.

Bridging, development, commercial and complex property finance need a different kind of adviser judgement — speed, exit strategy and structure often matter as much as rate. We work with specialist lenders across each of these areas.

Some of the mortgages we conduct are not of a regulated nature, so the protection offered by regulation is not afforded to such contracts. These are mortgages such as Buy to Lets, some Bridging Loans, Commercial Loans and Development Finance.

Who this is for

  • Bridging finance for a fast purchase
  • Auction purchases
  • Development and refurbishment finance
  • Commercial and semi-commercial property
  • Complex or portfolio buy-to-let
  • HMO and multi-unit lending

How it works

01

Tell us what you need

Amount, property, timescale and exit strategy.

02

Specialist adviser review

A senior adviser assesses the case and identifies suitable lenders.

03

Terms agreed

We negotiate terms directly with the lender on your behalf.

04

Completion

Your adviser manages the case through to completion.

Murphy — ask about specialist finance

Ask Murphy

Complex finance? Murphy can help you think it through.

Bridging, development or commercial finance — Murphy can explain how each works and what to think about before you sit down with a specialist adviser.

Handled by AI — all specialist finance recommendations are made by a qualified adviser.