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Mortgage Advisers · London

Mortgage adviser in London

Independent mortgage advice across Greater London, split between two advisers who each cover roughly half the capital — so wherever you're buying, you get someone who genuinely knows that side of London, backed by a firm that also handles complex, high-value and international cases.

A capital of very different property markets

London covers extraordinary variety — from Victorian terraces in Barnet and Enfield to riverside apartments in Wandsworth and Greenwich, family homes in Bromley and Sutton and everything in between. Splitting coverage between two advisers means each one builds real depth in their side of the city, rather than spreading thin across all 32 boroughs.

London also has a genuinely active international buyer market. Where a case involves overseas income, foreign currency or non-UK residency, our Lockhart Murphy International service is built specifically for that.

Your Advisers

Your mortgage adviser for North London

Yazdaan leads Lockhart Murphy as Managing Director and personally advises on North London cases, with particular strength in complex income, business owners and higher-value purchases.

Meet Yazdaan

Your mortgage adviser for South London

Jack has been with Lockhart Murphy since the firm was founded and has developed a particular reputation for South London cases involving adverse credit, complex income or a previous decline elsewhere.

Meet Jack
WhatsApp Jack

Who we help

  • First-time buyers. Buying a first home anywhere across Greater London.
  • Home movers. Moving up the ladder within or between London boroughs.
  • Self-employed and company directors. Income assessed the way it's actually structured and paid.
  • Buy-to-let landlords. Investing in one of the UK's largest and most liquid rental markets.
  • High-value and complex purchases. Larger loans, multiple income streams or more complex ownership structures.
  • International and overseas buyers. See our dedicated international service for overseas income or residency.

Areas covered

BarnetEnfieldHaringeyIslingtonCamdenHackneyWaltham ForestRedbridgeBarking and DagenhamHaveringBrentHarrowEalingCroydonBromleySuttonKingston upon ThamesMertonWandsworthLambethSouthwarkLewishamGreenwichBexleyRichmond upon Thames

Don’t see your town listed? See our full areas we cover or get in touch — advice isn’t restricted by postcode.

Frequently asked questions

How is London coverage split between advisers?

Roughly along the Thames — Yazdaan covers North London and Jack covers South London — though either adviser is happy to help regardless of exactly which borough you're in.

Can you help with a high-value or complex London purchase?

Yes — Yazdaan in particular has arranged finance for footballers, high-net-worth clients and complex commercial transactions, alongside more straightforward residential cases.

I'm buying from overseas — is that different?

Yes — and it's genuinely common in London. See Lockhart Murphy International for a dedicated service built around overseas income, foreign currency and non-UK residency.

Your home or property may be repossessed if you do not keep up repayments on your mortgage or other loans secured upon it.