Mortgage Advisers · Wales
Mortgage adviser in Wales
Independent mortgage advice for clients across Wales — from Cardiff and Swansea's city living to Newport, Wrexham and the market towns of Monmouthshire, Carmarthenshire and Powys. Advice is given by phone, video call and WhatsApp, so wherever in Wales you're based, you get the same level of service.
South, North and West Wales
Wales covers real variety — Cardiff and Swansea’s city-centre living, Newport and Wrexham’s more industrial heritage, as well as the market towns and countryside of Monmouthshire, Carmarthenshire, Pembrokeshire and Powys. Cardiff and Swansea’s universities also bring steady buy-to-let demand into both cities.
Wherever you’re buying in Wales, the right mortgage depends on understanding both your own circumstances and how individual lenders and valuers treat the specific area you’re buying in.
Your Adviser
Your point of contact for mortgage enquiries across Wales
Jack has been with Lockhart Murphy since the firm was founded and has developed a particular reputation for taking on complicated scenarios — adverse credit, complex income and cases that have been declined elsewhere — wherever in the UK they come from.
Meet JackWho we help
- First-time buyers. Buying a first home in Cardiff, Swansea, Newport or a Welsh market town.
- Home movers. Moving up the ladder across South, North or West Wales.
- Self-employed and company directors. Income assessed the way it's actually structured and paid.
- Buy-to-let landlords. Cardiff and Swansea's universities support consistent rental demand.
- Adverse credit and complex cases. Missed payments, defaults or a case declined elsewhere.
- Remortgages. Reviewing your current deal or raising funds against an existing property.
Areas covered
Don’t see your town listed? See our full areas we cover or get in touch — advice isn’t restricted by postcode.
Frequently asked questions
Do you have an office in Wales?
No — advice is given by phone, video call and WhatsApp rather than from a local branch, so you get the same personal service wherever in Wales you're based.
Do you cover North Wales as well as South Wales?
Yes — coverage spans South, North and West Wales, including Cardiff, Swansea, Wrexham and the surrounding counties. If your town isn't listed, get in touch anyway.
Can you help if I've had credit problems in the past?
Yes — adverse credit and cases declined elsewhere are one of Jack's particular areas of focus.
Your home or property may be repossessed if you do not keep up repayments on your mortgage or other loans secured upon it.